Payment Policy

Payment Policy

At Cosmokin, we offer multiple secure payment methods to ensure a seamless shopping experience.

1. Accepted Payment Methods

We currently accept the following payment options:

  • Debit Cards / Credit Cards (Visa, MasterCard, RuPay, etc.)
  • UPI Payments (Google Pay, PhonePe, Paytm, etc.)
  • Wallet Payments (Paytm, Amazon Pay, Mobikwik, etc.)
  • Net Banking (All major Indian banks supported)
  • Cash on Delivery (COD) [Available for orders up to ₹10,000]

2. Payment Security & Fraud Protection

  • All transactions are processed through secure payment gateways with industry-standard encryption to protect your data.
  • We do not store your payment details. All sensitive payment information is handled by our trusted payment partners.
  • Transactions may be monitored for security purposes. If we detect unusual activity, we may verify your order before processing.

3. Order Confirmation & Processing

  • Prepaid Orders (Cards, UPI, Net Banking, Wallets): Orders are confirmed immediately upon successful payment.
  • Cash on Delivery (COD): Orders will be confirmed via SMS/Email after placement. COD may not be available in all locations.

4. Failed Payments & Refunds

  • If your payment fails, retry using an alternative method or contact your bank for resolution.
  • If money is debited but the order is not confirmed, the amount will be automatically refunded within 5-7 business days.

5. Cash on Delivery (COD) Restrictions

  • COD is available for orders up to ₹10,000.
  • COD availability may vary based on PIN codes. If unavailable, you will be notified at checkout.
  • We reserve the right to cancel COD orders if deemed fraudulent or unverified.

6. Payment Disputes & Contact Support

If you experience any payment-related issues, please reach out to us:

📧 Email: support@cosmokin.com
📞 Phone: +91-7620962194
📍 Address: 2ND FLOOR, TINNAL CHOWK, OLD BHANDARA ROAD, ITWARI, NAGPUR, 440002


By making a purchase on Cosmokin, you agree to our Payment Policy. We ensure safe and secure transactions for all customers.

🔹 Thank you for shopping with Cosmokin! 🔹